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Personal Finance

The financial life skills nobody actually taught you — money psychology, budgeting, debt, credit, taxes, insurance, retirement accounts, and the math of financial independence. Walk the trunk and you have a system; pull on a cluster when something specific matters.

1 pillars1 courses12 concepts
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What you'll learn

Main Path

The mandatory throughline of this roadmap.

  • Personal Finance(12 concepts)
    • Why You're Bad with Money (And Why That's Normal)
    • Where Your Money Actually Goes
    • Build a Budget That Actually Sticks
    • The Emergency Fund
    • Understand Debt and Credit
    • Time, Compounding, and the Cost of Waiting
    • The Investing Starter Kit
    • Retirement Accounts in 15 Minutes
    • Owning a Home (or Not)
    • Taxes Without the Panic
    • Insurance That Matters
    • Designing Your Path to Financial Independence

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History
A working understanding of human history — from the first hominids to the global world we live in now. The trunk walks the throughline most people never got: how civilizations actually emerge, why empires rise and fall, and how the modern world was made. Clusters dive into the cities, classical mind, slave trade, revolutions, world wars, and how historians actually do their job.
Leveraging AI
A beginner-friendly curriculum that builds deep intuition for how AI actually works — not through math or code, but through mental models that make effective use a natural consequence of understanding. Covers how language models think, why they hallucinate, the art of prompting, practical AI workflows for writing, images, and code, and the societal shifts AI is driving. Designed for anyone curious enough to want more than tips and tricks.
~30h
Sales
A working understanding of the craft of selling — buyer psychology, discovery, qualification, objection handling, negotiation, and pipeline math. The trunk walks one complete deal motion from prospect to close to expansion; clusters dive into outbound mechanics, discovery frameworks, objection playbooks, negotiation, founder-led sales, and enterprise deals.
Programming
A practical track that takes you from zero to shipping working software. The trunk gives you the throughline — how to think in code, write a program, and put it in front of users — and clusters dive deep into thinking tactics, Python craft, engineering for change, real-world shipping, and working alongside AI assistants without letting them put garbage in your codebase.
Economics
A working understanding of how economies actually behave — how scarcity drives choice, how markets allocate resources (and fail to), how money and policy steer the macroeconomy, and how trade, behavior, and institutions shape long-run prosperity. The trunk gives you the throughline a literate citizen needs; clusters dive into elasticity, market failures, consumer/producer theory, monetary and fiscal policy, trade policy, behavioral finance, and economic history.
Psychology
A comprehensive curriculum spanning the major domains of psychological science — from the biological underpinnings of behavior to the social forces that shape identity, from cognitive architecture to clinical intervention. Learners progress from foundational concepts through empirical methods, cognitive and developmental frameworks, social and personality dynamics, behavioral and clinical applications, and finally into positive and applied psychology. The curriculum emphasizes both scientific rigor and real-world relevance, equipping learners to think critically about human behavior in personal, professional, and societal contexts.
~210h

Frequently asked questions

What does the Personal Finance roadmap cover?
1 courses broken into 12 bite-size concepts, each taught as an interactive lesson with quizzes and spaced review.
Do I need prior experience to start?
No. The roadmap starts from fundamentals and builds in prerequisite order — each concept unlocks the next, so you're never thrown into material you haven't been prepared for. If you already know the basics, a placement check skips you ahead.
Is the Personal Finance roadmap free?
You can sign up free and start learning immediately. Mochivia's premium subscription unlocks unlimited daily lessons and the full roadmap depth.

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